Insurance rates in Dubai depend on factors such as type of vehicle, age of the driver, years of driving experience, to name a few. Widely available personal covers include motor insurance, home insurance, personal accident insurance, golf insurance, travel insurance, medical insurance etc. Insurers offer lucrative discounts and incentives to drivers with lower frequencies of accidents and claims.
If you are new to the process of buying a policy or have a busy schedule, look for insurance rates online. It is a great tool to obtain multiple quotes from different insurers, compare them, seek opinions from other insurance customers on forums and finally buy your policy at the click of a button.
International insurers reward their claims free customers in the form of handsome discounts, sometimes even reaching up to 50% off on the premium quoted. This depends of the number of years the driver has been claims free and if he can produce a claims free certificate to prove it. If you are switching insurers, speak to your current insurer to procure a no claims certificate, which can save you a substantial sum on the total premium.
Travel insurance can be conveniently bought online, to cover your journey, lost baggage, medical emergencies, medical assistance, theft, etc. when traveling abroad. If you are an extensive traveler, you can also get n annual travel insurance policy. This yearly policy can translate to more savings on your premium. Additionally, purchasing online allows more savings minus the hassle as most companies offer an extra discount for online customers.
International insurers also offer tailored options to befit your personal insurance requirement. Speak to an insurance advisor, friend or colleague well versed with insurance rates to assess what fits best for you. You need to look for a company that gives you good rates, while also providing advantages like 24/7 customer service, online presence and incentives, repatriation services, emergency contacts, to ensure you have the best value for money.